Help your bottom line – enroll in the Retail Council’s disability insurance programs.

New York State Statutory Disability Insurance

The Retail Council offers competitively priced statutory disability insurance (DBL) through First Rehabilitation Life Insurance Company of America, a top-rated carrier.

With a variety of options and benefit levels, call today for a no-obligation estimate so that we can design a program to best fit your needs. Special pricing may be available for businesses with more than 50 employees.

Besides competitive rates, the Council's DBL Program can also feature an additional benefit for employees who are hospitalized for more than seven days as a result of sickness or injury. Not to be confused with health insurance, the benefit grants these employees a larger DBL payout - a maximum of $340 - while the employee remains hospitalized. The in-hospital benefit makes a great addition to any of the Council's plans - one that your employees will certainly appreciate.

Our statutory disability insurance value, combined with our Workers' Compensation Safety Group, makes for an unbeatable exclusive money-saving membership benefit that can help your bottom line!

Call us toll free at (800) 442-3589 to receive information and a FREE, no-obligation quote on any of our insurance products. Or click here to request more information.

A traditionally high-priced benefit is now easily affordable!

In today's competitive business environment, you need strong benefits to attract and retain the best employees. Give yourself a leg up with the Retail Council's group long-term disability (LTD) insurance.

As an employer in New York State, you are required to carry New York State Statutory Disability Insurance (DBL) for all of your eligible employees. Statutory DBL provides a maximum benefit of $170 per week for up to 26 weeks in a consecutive 52-week period. Unfortunately, some disabilities last longer than 26 weeks and employees may find that they are unable to make ends meet once the benefit stops. This is where LTD insurance can help!

Underwritten by the First Rehabilitation Life Insurance Company of America, the Retail Council's LTD insurance program can provide you and your employees with up to 60% of pre-disability income with a maximum monthly benefit of $6,000. This comprehensive benefit stays in place until your employee returns to work or reaches retirement age. With affordable rates, the Council's LTD offers four options that allow you to find coverage that suits your budget.

A traditionally high-priced benefit is now easily affordable!

Become a member of the Retail Council and participate in these money-saving programs! Sign up today!

(LTD coverage contingent upon eligibility and First Rehabilitation underwriting guidelines)