CHECK SERVICES

The Retail Council helps members to accept checks with confidence – thanks to a variety of services through our partner, Global Payments Direct Inc. These services help to prevent losses with this popular payment method.

Affordable check services

The following check services are available through our partner, Global Payments Direct Inc.:

  • Check Guarantee

    • The Council’s Check Guarantee Service makes accepting a check from a customer with a valid ID as safe as accepting cash. Members receive 100% of the face value of checks returned from authorizing banks. There are a variety of features and options available to fit the needs of most retailers.
  • Check Verification

    • Members who don’t need the full protection of check guarantee might find our Check Verification Program to be the right fit. Using this service, members have instant access to Global Direct Inc.'s national database of up-to-the-minute check acceptance information.
  • Check Recovery

    • Leave the time-intensive collection services on returned checks to someone else with our Check Recovery Program. With a cost effective and customer-sensitive approach to collections, Global Direct Inc. uses state-of-the-art dialing systems and data sources that reach check writers.
  • Check Conversion (electronic check)

    • Convert paper checks to electronic transactions at the point-of-sale with our Check Conversion Program. Check Conversion is much like credit card processing and improves cash flow, minimizes reconciliation efforts, reduces bank fees and eliminates all returned checks.

Interested in learning more about the benefits of membership in the Retail Council? Fill out an Information Card or call the Council toll free at (800) 442-3589.

The Check Services Program is administered by Retail Council Services Corp., a wholly owned subsidiary of the Retail Council of New York State. Merchant agreement is with Global Payments Direct Inc.